:root {
  --paper: #F5F0E4;
  --paper2: #EFE8D7;
  --ink: #0F1E33;
  --navy: #1A2B47;
  --gold: #F0B429;
  --muted: #667085;
  --rule: #D8CEB8;
  --white: #FFFFFF;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  min-height: 100vh;
  background: var(--paper);
  color: var(--ink);
  font-family: Arial, Helvetica, sans-serif;
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
}

.nav {
  max-width: 1180px;
  margin: 0 auto;
  padding: 28px 48px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand img {
  display: block;
  width: auto;
  height: 88px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
}

.nav-links a {
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
}

.nav-links a:hover,
.nav-links a:focus-visible {
  color: var(--muted);
}

.back-link {
  padding: 11px 16px;
  background: var(--gold);
  border-radius: 2px;
  color: var(--ink);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 1.3px;
  text-transform: uppercase;
}

.hero {
  max-width: 900px;
  margin: 0 auto;
  padding: 72px 48px 54px;
}

.draft-badge {
  display: inline-flex;
  align-items: center;
  min-height: 30px;
  margin-bottom: 22px;
  padding: 0 12px;
  border: 1px solid var(--gold);
  color: var(--ink);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 1.8px;
  text-transform: uppercase;
}

.eyebrow {
  margin-bottom: 18px;
  color: var(--muted);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 3px;
  text-transform: uppercase;
}

h1 {
  max-width: 760px;
  font-size: clamp(44px, 7vw, 72px);
  line-height: 0.98;
  letter-spacing: -2px;
}

.gold-word {
  color: var(--ink);
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-decoration-thickness: 5px;
  text-underline-offset: 8px;
}

.hero .dek {
  max-width: 700px;
  margin-top: 30px;
  color: var(--muted);
  font-size: 18px;
  line-height: 1.65;
}

.effective-date {
  margin-top: 22px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.4px;
}

.review-note {
  max-width: 900px;
  margin: 0 auto 46px;
  padding: 22px 48px;
  background: var(--navy);
  color: var(--white);
  font-size: 14px;
  line-height: 1.6;
}

.review-note strong {
  color: var(--gold);
}

.policy {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 48px 96px;
}

.policy-section {
  padding: 34px 0;
  border-top: 1px solid var(--rule);
}

.policy-section h2 {
  margin-bottom: 16px;
  font-size: 24px;
  line-height: 1.2;
}

.policy-section h3 {
  margin: 24px 0 10px;
  font-size: 17px;
}

.policy-section p,
.policy-section li {
  color: #344054;
  font-size: 15px;
  line-height: 1.72;
}

.policy-section p + p {
  margin-top: 14px;
}

.policy-section ul,
.policy-section ol {
  margin: 14px 0 0 22px;
}

.policy-section li + li {
  margin-top: 10px;
}

.policy-section a {
  color: var(--ink);
  font-weight: 700;
  text-decoration-color: var(--gold);
  text-decoration-thickness: 2px;
  text-underline-offset: 3px;
}

.plain-box {
  margin-top: 20px;
  padding: 22px;
  background: var(--paper2);
  border-left: 4px solid var(--gold);
}

.plain-box p {
  color: var(--ink);
}

.policy-nav {
  background: var(--navy);
}

.policy-nav-inner {
  max-width: 900px;
  margin: 0 auto;
  padding: 42px 48px;
}

.policy-nav .label {
  margin-bottom: 16px;
  color: var(--gold);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 2px;
  text-transform: uppercase;
}

.policy-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 26px;
}

.policy-links a {
  color: var(--white);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
}

.policy-links a:hover,
.policy-links a:focus-visible {
  color: var(--gold);
}

.footer-mark {
  max-width: 900px;
  margin: 0 auto;
  padding: 48px 48px 22px;
  display: flex;
  align-items: center;
  gap: 20px;
}

.footer-mark img {
  width: auto;
  height: 86px;
}

.footer-mark p {
  color: var(--muted);
  font-size: 13px;
  line-height: 1.55;
}

footer {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 48px 44px;
  color: var(--muted);
  font-size: 11px;
  line-height: 1.65;
}

footer strong {
  color: var(--ink);
}

@media (max-width: 700px) {
  .nav {
    padding: 18px 20px 0;
  }

  .brand img {
    height: 62px;
  }

  .nav-links a:not(.back-link) {
    display: none;
  }

  .back-link {
    min-height: 44px;
    display: inline-flex;
    align-items: center;
  }

  .hero {
    padding: 52px 20px 42px;
  }

  h1 {
    font-size: 44px;
    letter-spacing: -1.2px;
  }

  .hero .dek {
    font-size: 16px;
  }

  .review-note {
    margin-bottom: 30px;
    padding: 20px;
  }

  .policy {
    padding: 0 20px 68px;
  }

  .policy-section {
    padding: 28px 0;
  }

  .policy-section h2 {
    font-size: 22px;
  }

  .policy-nav-inner,
  .footer-mark,
  footer {
    padding-left: 20px;
    padding-right: 20px;
  }

  .footer-mark {
    align-items: flex-start;
  }

  .footer-mark img {
    height: 66px;
  }
}